Canadian Dental Care Plan

The Canadian Dental Care Plan (CDCP) is a program established by the federal government to facilitate access to oral health care by reducing financial barriers.

This program covers dental care costs for Canadian residents who do not have dental insurance and whose annual family income is less than $90,000 per year.

Requests will be accepted gradually. Review the information to determine when to submit your request.

canadian dental care plan

When can I apply for the Canadian Dental Care Plan?

  • Seniors aged 65 and above: Started in December 2023
  • Adults with a valid Disability Tax Credit certificate: Starting June 27, 2024
  • Children under the age of 18: Starting June 27, 2024
  • All remaining eligible Canadian residents: Starting 2025

Who qualifies?

To benefit from the CDCP, you must meet all the following eligibility criteria:

  • Not being covered by dental insurance.
  • Have an adjusted net family income of less than $90,000
  • Be a Canadian resident for tax purposes.
  • Have submitted a tax return for the previous year.

It is imperative to respect all of these eligibility criteria in order to benefit from the Canadian Dental Care Plan in Montreal.

If you receive dental insurance through government social programs, such as those offered by a province, territory or the federal government, you may also be eligible for CDCP.

If you meet all eligibility criteria, coordination of benefits will be ensured between different programs to avoid duplication or gaps in coverage.

You must be very careful with the information you give

Including incorrect information in your application could result in your exclusion or that of others for whom you have submitted an application to the scheme. If you or members of your family are not eligible for the plan, you may have to reimburse the full cost of care covered by the CDCP.

What services are covered by the Canadian Dental Care Plan in Montreal?

The CDCP will help cover the cost of a wide range of dental care services. This may include treatments such as:

• Dental care to maintain the health of your teeth and gums,
• Preventive and curative dental care to treat oral problems and diseases.

Here are some services covered by the Canadian Dental Care Plan in Quebec when recommended by a dental professional:

  • Preventative care such as scaling (cleaning), sealants and fluoride
  • Examinations and x-rays for diagnosis
  • Restorations such as fillings
  • Endodontic treatments, including root canals
  • Prosthodontic services, including removable complete or partial dentures
  • Periodontal care such as thorough scaling
  • Oral surgery, including extractions

Take into account that:

The recommended frequency for performing a complete dental exam varies depending on the needs and oral health of each patient.

However, generally speaking, it is recommended to carry out this examination at least once a year. This is to maintain constant monitoring of oral health and detect any problems at an early stage.

Prevention and diagnostic services

These services are intended to evaluate your dental health, maintain the health of your teeth, gums and mouth, and prevent cavities and gum disease.

  • Different types of dental exams, including complete dental exam, routine exam, specific and emergency exams
  • X-rays
  • Dental cleaning (scaling)
  • Fluoride treatment
  • Installation of sealants

Basic services

Dental restorative services

These services are designed to treat teeth affected by decay or fractures.

  • Permanent fillings
  • Temporary fillings
  • Pain management for decayed or fractured teeth
  • Other treatments for tooth decay

Endodontic care

These services aim to treat teeth that are severely decayed, infected or fractured. Here are some of the services covered:

  • Root canal treatment
  • Pulpectomies (first step of root canal treatment)
  • Procedures to reduce infection and temporarily relieve pain
  • Second root canal treatment if initial treatment fails (prior authorization required)

Periodontal treatment

These services aim to treat the areas around the teeth, including the gums and the bony structures that support them.

  • Cleaning under the gumline
  • Treatment of abscesses
  • Stabilization of mobile teeth (prior authorization required)
  • Post-surgical evaluations (prior authorization required)
  • Non-surgical treatment of gum disease

Major services

Dental restorative care

These services aim to restore teeth using more complex procedures when their condition is too deteriorated to be repaired with simple fillings.

  • Treatment of pivots and pivot extractions
  • Repair and recementation of crowns and root posts
  • Crowns (prior authorization required)
  • Manufacturing of casting bodies (crown support) (prior authorization required)
  • Insertion of root posts for crowns (prior authorization required)

Removable dentures services

The purpose of these services is to replace missing teeth. Here are some of the services covered:

  • Complete dentures, including standard and temporary models
  • Repair, adjustment and repositioning of a removable prosthesis
  • Addition of acrylic resins to a prosthesis to improve the comfort of oral tissues
  • Immediate complete dentures and hybrid dentures (prior authorization required)
  • Initial adaptation of a partial denture (prior authorization required)
  • Replacement of a partial denture

Chirurgie buccale

These services are for the extraction of teeth, tooth roots, tumors, and correction of other mouth and jaw problems requiring surgery. Here are some of the services covered:

  • Tooth and tooth root extraction
  • Surgical extraction of tumors and cysts
  • Surgical incisions, including drainage
  • Jaw fracture treatment

Anesthesia or sedation services

Additional services are offered to support other services. Some of the services covered include:

  • Light (conscious) sedation
  • Moderate sedation (prior authorization required)
  • Deep sedation (prior authorization required)
  • General anesthesia (prior authorization required)

Orthodontic services

Orthodontic services will be integrated into the Canadian Dental Care Plan in Montreal starting in 2025. Their coverage will be subject to strict medical criteria and will include a maximum spending limit.

Covered amount

amount covered canadian dental care plan

The CDCP will reimburse a portion of the costs based on the rates established by the CDCP and your adjusted net family income. You may have to pay additional fees directly to the dental care provider:

  • If your adjusted net family income is between $70,000 and $89,999
  • If the cost of the dental care you received exceeds the rates established by the CDCP.
  • If you or your dental provider chooses services that are not covered by the CDCP.

Amounts to pay based on adjusted net family income

Adjusted family net income: Less than $70,000
Amount covered by the CDCP: The rates established by the CDCP will cover 100% of the costs of eligible dental care services.
Your contribution: No reimbursement according to the rates established by the CDCP. Additional fees may be charged as detailed below.

Adjusted family net income: Between $70,000 and $79,999
Amount covered by the CDCP: The rates established by the CDCP will cover 60% of the costs of eligible dental care services.
Your contribution: The CDCP will cover 40% of the established rates. Additional fees may be charged as described below.

Adjusted net family income: Between $80,000 and $89,999
Amount covered by the CDCP: The rates established by the CDCP will cover 40% of the costs of eligible dental care services.
Your contribution: The CDCP will cover 60% of the established rates. Additional fees may be charged as described below.

Additional fees

Canadian Dental Care Plan rates may vary from those charged by dental care providers. You may be responsible for paying additional fees on top of your co-pay if:

• The cost of the dental services you received exceeds the amount reimbursed by the CDCP according to its established rates.
• You agree to receive care that is not covered by the plan.

Before receiving treatment, be sure to always check with your dental provider to determine the amount of costs not covered by the plan. Before receiving treatment, make sure you know how much you need to pay directly to your dental provider.

Continue reading: Canadian Dental Benefit.

FAQ

Frequently asked questions and answers about the Canadian Dental Care Plan in Montreal

The CDCP aims to reduce the financial difficulties of Canadians whose adjusted net family income is less than $90,000 and who do not benefit from dental insurance through a group or private plan.

Indeed, from May 2024, people aged 65 and over will have access to the free dental care program. Individuals aged 87 and over can now register with Service Canada by telephone or online.

The deployment of the CDCP will be done gradually, starting first with seniors, people with disabilities and children under 18 years old. Eligible Canadians will be able to submit their application for CDCP registration to the Government of Canada.

Consult the services covered by the CDCP.

Absolutely. Members are asked to present their membership card and valid ID at their dental appointment. This will allow participating providers to quickly verify member eligibility for the CDCP.

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Centre Dentaire Fairmount
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At our clinic, we are proud to be your one-stop destination for quality dental care. We are more than a dental clinic in Montreal; We are a committed team of professionals who are passionate about your oral health. At Center Dentaire Fairmount, we not only transform smiles, we also create positive, long-lasting dental experiences. For more than 20 years, the clinic has served the Montreal community with professionalism and excellence in different dental services and treatments.